DhanSafal: Your digital finance partner. We bridge the gap between banks and local lenders, offering competitive, flexible financing solutions for business expansion.

Luharuka Media & Infra Limited is now DhanSafal Finserve Limited

About Us

Trusted Financial Solutions With Customer-First Approach.

We are a well-diversified financial services organization.

12+

Years of experience

DhanSafal:
Your Trusted Financial Partner

DhanSafal Finserve Limited (Formerly Known as Luharuka Media & Infra Limited) is a listed NBFC registered with the Reserve Bank of India. The new name DhanSafal has been carefully chosen to reflect the company’s renewed commitment to enabling financial success (Safalta) through trusted (Safal) and accessible (Dhan) financial solutions. The rebranding symbolizes the organization’s transformation into a digitally enabled and inclusive lending institution focused on driving credit accessibility across India, especially in underserved and semi-urban markets.

The company offers retail financial services, with a growing focus on MSME lending, including loans against property for business expansion and working capital. DhanSafal is strategically positioned between the organized banking sector and local money lenders, aiming to provide accessible, flexible, and customer-centric credit solutions across various borrower segments.

With a strong presence in the retail loan sector, we offer flexible and competitive lending solutions tailored to individual needs for business loans to income-generating credit. Our mission is to bridge the gap between traditional banking and underserved communities through ethical practices, innovative digital platforms, and a relentless customer-first approach. At DhanSafal, we believe that financial empowerment should be accessible to all with the right support, success is possible for everyone.

OUR MISSION

At DhanSafal, our mission is to empower dreams through accessible financial services, supporting both entrepreneurs and individuals in achieving their goals.

OUR VISION

Our vision is to become the foremost, esteemed, and relied-upon financial institution, distinguished by unparalleled customer service delivered by dedicated, compassionate, and empowered employees.

The Values That makes Us

Our Values

Customer-Centricity

Putting customers first in every interaction, ensuring satisfaction and positive experiences.

Integrity

Upholding honesty, transparency, and ethical practices to build trust with customers, partners, and stakeholders.

Innovation

Pioneering new ideas and technologies to deliver cutting-edge financial solutions.

Excellence

Striving for high standards and continuous improvement to deliver exceptional value to our customers.

The Values That makes Us

Our Values

Customer-Centricity

Putting customers first in every interaction, ensuring satisfaction and positive experiences.

Integrity

Upholding honesty, transparency, and ethical practices to build trust with customers, partners, and stakeholders.

Innovation

Pioneering new ideas and technologies to deliver cutting-edge financial solutions.

Excellence

Striving for high standards and continuous improvement to deliver exceptional value to our customers.

The Values That makes Us

Our Values

Customer-Centricity

Putting customers first in every interaction, ensuring satisfaction and positive experiences.

Integrity

Upholding honesty, transparency, and ethical practices to build trust with customers, partners, and stakeholders.

Innovation

Pioneering new ideas and technologies to deliver cutting-edge financial solutions.

Excellence

Striving for high standards and continuous improvement to deliver exceptional value to our customers.

Our testimonials

Turn stories into success with our testimonials.

Empowering Businesses with Quick and Easy Working Capital Solutions

“I can’t thank DhanSafal enough for their exceptional working capital loan service. As a small business owner, managing cash flow was always a challenge, but DhanSafal made it incredibly easy. The application process was straightforward, and I received the funds quickly, allowing me to restock inventory and seize new business opportunities. Their flexible repayment options have also made it stress-free to manage the loan alongside my daily operations. Highly recommended!”
Priya Verma

Owner of Priya' Boutique

“DhanSafal’s working capital loan was a game-changer for my business. We were facing a seasonal dip in sales, and I was worried about meeting payroll and other expenses. DhanSafal stepped in just at the right time. Their team was professional and supportive throughout the entire process. The loan helped us bridge the gap, and now our business is thriving again. I appreciate their transparent terms and excellent customer service.”
Nishant Jha

CEO of Giftations LLP

“Securing a working capital loan from DhanSafal was one of the best decisions I made for my company. The process was incredibly user-friendly, and the approval time was impressively fast. This loan allowed us to invest in new technology and expand our operations without any financial strain. The support from DhanSafal didn’t stop after the funds were disbursed; they continued to check in to ensure everything was going smoothly. Their commitment to customer satisfaction is truly remarkable.”
Sujata Kumari

Founder of Niyansh Tech

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