Luharuka Media and Infra Ltd (DhanSafal) may for the purpose of rendering its services, collect personal information as described below:

• Information that may be provided by you directly, such as:
• a. Identification Information: Name, gender, residential / correspondence address, telephone number, date of birth, marital status, email address or other contact information.
    b. PAN, KYC Status, Signature and Photograph.
      c. Bank account or other payment instrument details.
      d. Any other detail which may be required by us for providing services

2. Information that we may collect from Your use of Our services, such as:
3. a. Transaction Information: We read, collect and monitor only financial transactional SMS for description of the transactions and the corresponding amounts for credit risk assessment. Other SMS data is not accessed.
     b. Storage Information: We may facilitate user to download and display information such as scheme commission details which a user may refer to, or to upload relevant documents as per various processes during user account management or transaction order placement.
       c. Media Information: We facilitate users to capture / upload relevant documents as may be required to be uploaded during user account management or transaction order placement.
       d. Device Information: We collect specific information about your device when you access our Services, including your storage, hardware model, operating system and version, unique device identifier, mobile network information, and information about the device’s interaction with our services.
   e. We read Name and Phone number information when you select the contact as a reference during the Loan journey. We don’t upload your contact list to our servers.

3. Log File Information which shall be stored automatically:

If you visit/ log into our website just to browse, read pages or download information, certain information regarding your visit is automatically stored on our systems. This information cannot and does not identify you personally.

The kind of information that is gathered automatically include without limitation:

1. the type of browser you are using (e.g. Internet Explorer, Firefox, etc.),
     b. the type of Operating System you are using (e.g. Windows or Mac OS) and
       c. the domain name of your Internet Service Provider, the date and time of your visit and the pages on our website.

We sometimes use this information to improve our website(s) design, and content primarily to give you a better browsing experience.

This Policy is not intended to and does not create any contractual or other legal rights in favour of any user or viewer of www.dhansafal.com or on behalf of any other party.