DhanSafal: Your digital finance partner. We bridge the gap between banks and local lenders, offering competitive, flexible financing solutions for business expansion.

Safal Sampati Loans (LAP)

Unlock the potential of your property assets with Safal Sampati Loans. Whether you're looking to expand your business, invest in a new venture, or consolidate high-interest debt, our Loan Against Property (LAP) solutions offer competitive interest rates and flexible repayment options tailored to your needs.

Affordable Interest rates

Access loans with low rates for budget-friendly financing

Quick Digital Process

Streamlined digital process for seamless loan onboarding and approval

Flexible Repayment Options

Customize payments easily with our flexible repayment solutions

Collateral Based Loan

Secure funds with ease through our collateral-based lending services

Eligibility

Self-employed customers

Min 25 years of age

Regular source of income

resident of India

Salaried customers

Min 25 years of age

Min monthly salary of 20 thousand

Property documents

Eligibility

Self-employed customers

Proof of Address of Business and residence

Proof of address is a document that verifies your current residential or business location, typically required by banks and authorities

Income documents

Income documents prove earnings for tax filing, loans, rentals, and other purposes. Key examples include tax returns, pay stubs, bank statements, and 1099 forms

Business proof

Business registration proof is legal documentation that validates a company's existence, compliance with regulations, and eligibility for government benefits and services

Salary slip

A salary slip is a document issued by an employer to an employee detailing their earnings, deductions, and net pay for a specific period.

Self-employed customers

Eligibility

To qualify, self-employed customers must be at least 25 years old, have a regular source of income, and be residents of India. We ensure clear, straightforward criteria for easy eligibility assessment.

Salaried employed customers

Eligibility

Salaried employed customers must be at least 25 years old, have a minimum monthly salary of ₹20,000, and provide property documents to meet our eligibility criteria for loan approval.

Documentation

Simple, clear, and straightforward documentation

Proof of Address of Business and Residence

Income Documents

Business Proof

Salary Slip

Calculator

Calculate your loan EMI

Calculate EMI

Loan Requirement (₹)

₹
₹3 Lakhs
₹50 Lakhs

Interest Rate % (Per Annum)

%
14.00%
24.00%

Loan Tenure (In Months)

Months
24 Months
120 Months

Your EMI:

₹ 15,730 /-

  • Principal Amount:

  • Interest Amount:

Realize your dream of owning a business with our loans.

Affordable interest rates

Quick digital process

Flexible repayment options

Collateral based loan

Realize your dream of owning a business with our loans.

Affordable interest rates

Quick digital process

Flexible repayment options

Collateral based loan

Safal Sampati Loans (LAP)

Realize your dream of owning a business with our loans.

Affordable interest rates

Quick digital process

Flexible repayment options

Collateral based loan

Select your Loan Type

FAQs

Frequently Asked Questions

Safal Sampati Loans use your property's value to provide funds for your business, new ventures, or debt consolidation, allowing you to leverage your property without selling it.

Eligibility criteria for Safal Sampati Loans vary for salaried individuals and self-employed: Salaried Individuals: Minimum age of 25 years, minimum monthly income of Rs. 20,000, and possession of property documents.
Self-Employed: Minimum age of 25 years, regular income, and Indian residency.

Residential, commercial, or industrial properties can be used as collateral for Safal Sampati Loans.
These loans are primarily for business growth. However, if you have specific needs like education or home extension, we’re happy to discuss them and find a suitable solution for you.

The loan amount for Safal Sampati Loans typically ranges from Rs. 3 lakhs to Rs. 15 lakhs.

The tenure for Safal Sampati Loans is 3 years to 7 years.

Unfortunately, if the property documents aren't complete, we won't be able to proceed with the loan. However, our loan officers can guide you through completing the necessary legal documentation to move forward with the process.
Unfortunately, we cannot process a loan application where the property title does not belong to the Borrower or Co-Borrower.

Customer-Centric Approach

Experience the difference with DhanSafal today.

Get in touch with us to explore our financial products and services tailored to meet your needs.